New Build Detached House in Naha's Mihara District
This newly constructed detached house, designated as Building C, is part of a four-unit development in Naha City's Mihara 2-chome, Okinawa Prefecture. Scheduled for completion in late July 2026, the property is currently under construction. The house offers a 4LDK layout with a mix of Japanese-style and Western-style rooms, including a 4.5-tatami mat Japanese room, three Western-style rooms (5.25, 5.25, and 7 tatami mats), and a 16-tatami mat combined living, dining, and kitchen area.
The total building area is approximately 93.57 square meters (about 28.3 tsubo), situated on a land plot of approximately 121.83 square meters (about 36.9 tsubo). The two-story wooden structure includes two parking spaces, a south-facing balcony of about 5 square meters (1.5 tsubo), and primary south-facing windows. The property is conveniently located just a 2-minute walk from the Mihara bus stop, and a FamilyMart convenience store is also within a 2-minute walk (approximately 160 meters). The designated elementary school district is Matsukawa (7-minute walk) and the junior high school district is Mawashi (8-minute walk).
Agent notes provide detailed financial simulations and cost breakdowns. A sample loan calculation assumes financing with a regional bank for the full property price over 50 years with a zero down payment. The simulation features a fixed interest rate of 0.65% for the first five years, adjusting to 1.375% from the sixth year onward, resulting in estimated monthly payments starting from 99,386 yen. The agent emphasizes that loan terms vary based on the applicant's age, annual income, and individual financial institution criteria. Estimated initial costs include annual pro-rated fixed asset tax (under 100,000 yen), building registration (under 100,000 yen), title registration (around 400,000 yen), 5-year fire insurance (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (sale price x 3% + 60,000 yen or less), optional work (furniture/appliances), and consolidation of existing loans (up to 5 million yen possible). The agent notes they have no designated bank and can propose banks and loan plans tailored to the client's situation and desires, offering to answer various questions about monthly payments, purchasing with no down payment, mortgage insurance, bank selection, and online banks.
Facilities and equipment include a system kitchen with a counter, water purifier, propane gas, bathroom dryer, shampoo washbasin vanity, warm water washlet toilet (two toilets total), a walk-in closet, underfloor storage, a monitor intercom, city water, and sewer system.
