New Build Duplex in Yonabaru, Okinawa
This newly constructed detached house, scheduled for completion in March 2026, offers a spacious 4LDK layout with a total floor area of approximately 94.19 square meters (about 28.5 tsubo). The property sits on a generous land plot of approximately 138.28 square meters (about 41.8 tsubo) and features three parking spaces. The design includes a mix of Japanese and Western-style rooms, with a large 15.75-jo combined living, dining, and kitchen area. Notable equipment includes a system kitchen with a counter and water purifier, propane gas, a bathroom dryer, a vanity with hair washing basin, two toilets, a walk-in closet, underfloor storage, and a monitor-equipped intercom.
According to the agent's notes, the property is constructed of wood and other materials. A detailed loan simulation is provided: assuming financing from a regional bank for the full property price over 50 years with a zero down payment and zero bonus payments, the initial fixed interest rate for the first five years is 0.65%, changing to 1.375% from the sixth year onward. The agent cautions that this varies based on the customer's age, annual income, and individual financial institution criteria. An estimated breakdown of additional costs includes: prorated fixed asset tax for one year (under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), a five-year fire insurance contract (around 250,000 yen), bank fees (under 2.42% of the loan amount), agency commission (under 3% of the sale price + 60,000 yen), optional work (furniture/appliances), and consolidation of existing loans (possible up to 5 million yen). The agency emphasizes they have no designated bank and will propose banks and home loan plans tailored to the customer's situation and wishes, offering to answer various questions about monthly payments, purchasing with no down payment, mortgage insurance, and bank selection.
