Newly Built Wooden House in Naha's Yogi Area with Comprehensive Financial Support
This newly built detached house in Naha's Yogi district offers a modern 3LDK layout with a total floor area of approximately 99.21 square meters (about 30 tsubo) on a land plot of roughly 103.89 square meters. The property features a south-facing entrance and balcony, a spacious 15-jo (approx. 24.8 sqm) living-dining-kitchen area, and a system kitchen. Key equipment includes a walk-in closet, underfloor storage, a monitor intercom, a bathroom dryer, a vanity counter, two toilets, a water purifier, and propane gas. The construction is wood and other materials.
The agent provides detailed financial notes and support. A sample monthly payment calculation is provided based on a local bank loan: a 50-year term with a 0% down payment, a fixed interest rate of 0.5% for the first 5 years, and 1.175% from the 6th year onward, resulting in estimated monthly payments from 76,867 yen. The company emphasizes that loan terms vary based on the applicant's age, income, and financial institution criteria. An estimated breakdown of additional costs includes: property tax prorated for one year (under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), 5-year fire insurance (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (sale price x 3% + 60,000 yen or less), optional work (furniture/appliances), and consolidation of existing loans (up to 5 million yen possible). The agency has no designated bank and offers personalized loan proposals to suit the client's situation and hopes, addressing common concerns like monthly payment targets, purchasing with no down payment, mortgage life insurance, and bank selection.
The Yogi area in Naha offers convenient urban living. An interesting local fact is that the nearby Yogi Park contains remnants of Ryukyuan limestone quarries used in traditional Okinawan architecture. The area is also within reasonable proximity to the bustling Kokusai-dori (International Street), a major tourist attraction known for its shops, restaurants, and vibrant atmosphere that captures the spirit of Okinawa.
