Newly Built Wooden House with Garden in Nanjo City, Okinawa
This newly constructed detached house, located in the serene Tamagusuku Hyakuna area of Nanjo City, Okinawa, offers a spacious 3LDK layout with a generous garden. The property, built in 2026, features a total floor area of approximately 105.58 square meters (31.9 tsubo) on a land plot of about 253.77 square meters (76.8 tsubo). The house is a two-story wooden structure and includes three car parking spaces, a walk-in closet, a system kitchen with a counter, a bathroom dryer, a vanity counter, a washlet toilet, and a monitor-equipped intercom. The balcony area is approximately 5 square meters (1.5 tsubo). Immediate occupancy is possible.
Critical agent notes and financial details have been provided. The equipment/facilities are listed as wooden frame and other. A detailed monthly payment simulation is offered based on a local bank loan covering the full property price over a 50-year term with a 0-yen down payment and 0-yen bonus payments. The simulation assumes a fixed interest rate of 0.5% for the first five years, changing to 1.175% from the sixth year onward. The agent cautions that this varies based on the customer's age, annual income, and individual financial institution criteria. An estimated breakdown of associated costs includes: pro-rated annual fixed asset tax (under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), a 5-year fire insurance contract (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (purchase price x 3% + 60,000 yen or less), optional work (furniture/appliances), and consolidation of existing loans (possible up to 5,000,000 yen).
The agent emphasizes they have no designated bank and will propose banks and mortgage plans suited to the customer's situation and desires. They invite questions on topics like keeping monthly payments to a certain amount, purchasing with no down payment, mortgage life insurance, bank selection, and online banks.
