New Construction Wooden House in Nanjo City, Okinawa
This newly built detached house, located in the Itoguchi area of Tamagusuku, Nanjo City, Okinawa, offers a spacious 4LDK layout across two storeys. With a total floor area of approximately 108.88 square meters (32.9 tsubo) on a generous land plot of about 194.59 square meters (58.9 tsubo), the property provides ample room for family living. The house features three car parking spaces, a south-facing primary exposure for excellent natural light, and a balcony of approximately 5 square meters. The construction is wood-frame, and the property is ready for immediate occupancy upon its completion in January 2026.
The property is equipped with a system kitchen/counter kitchen, propane gas, a bathroom dryer, a vanity and washbasin unit, a bidet toilet seat, a walk-in closet, and a monitor-equipped intercom. The agent provides comprehensive financial details and support. A sample monthly payment calculation is based on a 50-year loan from a regional bank with the full property price financed, zero down payment, and zero bonus payments. The simulation uses an initial fixed interest rate of 0.5% for the first five years, adjusting to 1.175% from the sixth year onward. The agent emphasizes that final loan terms depend on the applicant's age, annual income, and individual financial institution criteria.
An estimated breakdown of additional costs includes: pro-rated fixed asset tax for one year (under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), a five-year fire insurance contract (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (sale price x 3% + 60,000 yen or less), optional work (furniture/appliances), and consolidation of existing debts (possible up to 5,000,000 yen). The agency notes they have no designated bank and will propose banks and home loan plans tailored to the client's situation and desires, offering to answer all questions about monthly payments, zero-down purchases, mortgage insurance, and bank selection.
