New Build Detached House in Naha City's Mihara District
This newly constructed detached house, scheduled for completion in late July 2026, is located in the Mihara 2-chome area of Naha City, Okinawa Prefecture. The property is part of a new development of four buildings, with this unit designated as Building A. The structure is a two-story wooden building with a total floor area of approximately 89.43 square meters (about 27.1 tsubo) on a land plot of approximately 125.35 square meters (about 37.9 tsubo). The layout is a 3LDK configuration, featuring three Western-style rooms measuring 5.25, 5.25, and 7.25 jo respectively, and a combined living-dining-kitchen area of 16.5 jo. The property includes two parking spaces and a balcony of approximately 5 square meters (about 1.5 tsubo).
The property is well-equipped with modern amenities including a system kitchen with a counter, water purifier, propane gas, bathroom dryer, a vanity unit with hair-washing sink, two toilets with warm-water washlet functions, a walk-in closet, underfloor storage, and a video intercom. Utilities include water supply and sewerage systems.
The location offers convenient access to public transport, with the Mihara bus stop just a 2-minute walk away. Daily necessities are close at hand, with a FamilyMart convenience store located approximately 160 meters away, also within a 2-minute walk. The property falls within the Matsukawa elementary school district (7-minute walk) and the Mawashi junior high school district (8-minute walk).
Agent Notes & Financial Details: The listed price is 47,900,000 yen. The agent provides detailed financial simulations and notes: [Monthly Payment Calculation] Assumes a loan from a regional bank for the full property price over a 50-year term with a 0 yen down payment and 0 yen bonus payments. The simulation uses an initial fixed interest rate of 0.65% for the first 5 years, changing to 1.375% from the 6th year onward. Please note this varies based on the customer's age, annual income, and each financial institution's screening criteria. Assumes some expenses are separate. [Breakdown of Approximate Initial Costs] Includes: Prorated fixed asset tax for one year (under 100,000 yen), title building registration (under 100,000 yen), rights registration (around 400,000 yen), 5-year fire insurance contract (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (purchase price x 3% + 60,000 yen or less), optional work (furniture/appliances, etc.), and consolidation of existing loans (possible up to 5,000,000 yen!). [Regarding Mortgages of Particular Concern When Purchasing a Home] The company does not have a designated bank. They propose banks and mortgage plans suited to the customer's situation and desires, answering various questions such as wanting to keep monthly payments to a certain amount, whether purchase is possible with no down payment, what mortgage life insurance is, which bank is good, and about online banks, etc.
