New Build 4LDK House with Garden in Nanjo City, Okinawa
This newly constructed detached house, located in the peaceful area of Azama, Chinen, Nanjo City, offers a spacious 4LDK layout with a garden, ready for immediate occupancy. The property features a total floor area of approximately 96.9 sqm (29.3 tsubo) and sits on a land area of about 155.05 sqm (46.9 tsubo). The two-story, wood-frame construction includes a system kitchen with a counter, propane gas, a bathroom dryer, a vanity unit, a washlet toilet, a walk-in closet, and a monitor-equipped intercom. The south-facing balcony provides approximately 5 sqm (1.5 tsubo) of outdoor space. The property comes with two parking spaces and is conveniently located just a 4-minute walk from the Azama bus stop.
The agent's notes provide detailed financial information. A loan simulation is offered based on a regional bank, with a 50-year loan term for the full property price, zero down payment, and zero bonus payments. The initial fixed interest rate is 0.65% for the first five years, adjusting to 1.275% from the sixth year onward. The agent emphasizes that this is a simulation and actual terms depend on the customer's age, annual income, and financial institution criteria. An estimated breakdown of additional costs includes: property tax prorated for one year (under ¥100,000), initial building registration (under ¥100,000), title registration (around ¥400,000), a 5-year fire insurance contract (around ¥250,000), bank fees (under 2.42% of the loan amount), and agency commission (under 3% of the sale price + ¥60,000). Optionally, work for furniture/appliances and consolidation of existing debts (up to ¥5 million) can be included. The agent notes they have no designated bank and will propose banks and loan plans tailored to the customer's situation and wishes, offering to answer various questions about monthly payments, purchasing with no down payment, mortgage insurance, and bank selection.
The property is situated in Nanjo City, known for its stunning coastal scenery and rich Ryukyuan history. An interesting local fact is that the nearby Chinen Peninsula is home to several sacred sites, including Sefa-Utaki, a UNESCO World Heritage site that was a paramount place of worship for the Ryukyu Kingdom. The area offers a serene lifestyle while remaining within reach of major attractions. The closest major landmark is the Okinawa World theme park, which features the impressive Gyokusendo limestone cave and cultural exhibits, providing both entertainment and a deep dive into Okinawan heritage.
