New Build Detached House in Naha City, Okinawa
This newly constructed detached house, designated as Building B, is part of a four-unit development in the Mihara 2-chome area of Naha City, Okinawa. Scheduled for completion in late July 2026, the property offers a modern 4LDK layout with a total floor area of approximately 90.57 square meters (about 27.1 tsubo). The house is a two-story wooden structure situated on a land plot of approximately 114.57 square meters (about 34.7 tsubo). The property includes two parking spaces and a balcony of about 5 square meters (1.5 tsubo).
The property features a system kitchen with a counter, water purifier, propane gas, a bathroom dryer, a vanity with shampoo sink, two toilets, a walk-in closet, underfloor storage, a monitor-equipped intercom, and both water supply and sewage systems. The main living/dining/kitchen area measures 16.12 square meters. The property is conveniently located just a 2-minute walk from the Mihara bus stop, providing easy access to public transport. A FamilyMart convenience store is also within a 2-minute walk (approximately 160 meters). The elementary school district is Matsukawa (7-minute walk) and the junior high school district is Mawashi (8-minute walk).
Agent notes provide detailed financial information: The listed price is 49,900,000 yen. A loan simulation is provided based on a local bank, a 50-year loan term for the full property price, a 0 yen down payment, and 0 yen bonus payments. The simulation assumes a fixed interest rate of 0.65% for the first 5 years and 1.375% from the 6th year onward, resulting in a monthly payment starting from 97,434 yen. The agent notes that this varies based on the customer's age, annual income, and financial institution criteria. The agent also outlines estimated initial costs: property tax for one year (prorated, under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), 5-year fire insurance (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (sale price x 3% + 60,000 yen or less), optional work (furniture/appliances, etc.), and consolidation of existing loans (possible up to 5,000,000 yen). The agent emphasizes they have no designated bank and can propose banks and home loan plans suited to the customer's situation and wishes, offering to answer various questions about monthly payments, purchasing with no down payment, mortgage insurance, bank selection, and online banks.
