New Construction Two-Story House in Yomitan Village, Okinawa
This newly built two-story house in the Kina district of Yomitan Village, Okinawa, offers a spacious 4LDK layout with a total floor area of approximately 93.15 square meters (about 28.1 tsubo). The property sits on a generous land plot of about 150.79 square meters (about 45.6 tsubo) and features three parking spaces. The construction is wood-frame and other materials, and the property is scheduled for completion in February 2026.
The home is equipped with a system kitchen/counter kitchen, water purifier, propane gas, bathroom dryer, a vanity with shampoo basin, two toilets with warm-water washing bidet seats, a walk-in closet, underfloor storage, a monitor-equipped intercom, running water, and a septic tank. The main living areas face south for excellent sunlight, and the balcony area is approximately 5 square meters.
Critical agent notes have been provided, including a detailed monthly payment simulation and breakdown of associated costs. Monthly Payment Calculation: The simulation assumes a local bank loan for the full property price over a 50-year term with a 0-yen down payment and 0-yen bonus payments. The initial fixed interest rate is 0.5% for the first five years, changing to 1.175% from the sixth year onward. Please note that this varies based on the customer's age, annual income, and each financial institution's screening criteria. Breakdown of Various Fees (Estimate): This includes pro-rated fixed asset tax for one year (under 100,000 yen), title building registration (under 100,000 yen), rights registration (around 400,000 yen), 5-year fire insurance contract (around 250,000 yen), bank fees (loan amount x 2.42% or less), agency commission (purchase price x 3% + 60,000 yen or less), optional construction work (furniture/appliances), and consolidation of existing loans (possible up to 5,000,000 yen!). The agent emphasizes they have no designated bank and will propose banks and housing loan plans suited to the customer's situation and wishes, offering to answer various questions about monthly payments, zero-down-payment purchases, mortgage life insurance, bank selection, and online banks.
The property is located in Yomitan Village, a area rich in history and natural beauty on Okinawa's main island. An interesting local fact is that Yomitan is known for its traditional pottery, called Yachimun, a craft with a centuries-old history. The closest major tourist attraction is the stunning Emerald Beach, part of the Ocean Expo Park, approximately a 30-minute drive north, famous for its clear, turquoise waters and marine life.
