Spacious 6LDK Home on a Generous 1680m² Plot in Uruma, Okinawa
This substantial property presents a rare opportunity to acquire a large family home set on an expansive 1680 square meter plot in the Gushikawa area of Uruma City, Okinawa. The house itself offers a generous 159.57m² of living space arranged in a 6LDK layout, providing ample room for a large family or those desiring significant space. Constructed in May 1983 with a robust reinforced concrete block (RCB) structure, the property sits on land designated for residential use within a Category I Low-Rise Residential Zone, with a building-to-land ratio of 50% and a floor area ratio of 100%.
The agent from House Do Uruma Akamichi provides comprehensive and valuable information for potential buyers. They begin by thanking visitors and emphasizing their commitment to supporting a satisfying and secure property purchase. A key service offered is a "Bulk Property Tour," where they will arrange viewings for multiple properties with conditions similar to the one inquired about, including area, layout, and budget.
Critically, the agency highlights its strength in facilitating home loans. They can arrange consolidated preliminary screenings with a wide range of financial institutions, including local Okinawan banks (Okinawa Bank, Ryukyu Bank, Rokin, etc.), net banks (au Jibun Bank, Sony Bank, SBI Sumishin Net Bank, Aeon Bank, etc.), and Flat 35 loans. After screenings, they create a "Bank Comparison Table" to help clients select the optimal loan, considering not just interest rates but also loan terms, fees, and mortgage insurance plans. This service is designed to save clients the time and hassle of visiting multiple banks individually, and no administrative fees are charged. They can also introduce properties listed by other agencies or unlisted "off-market" properties.
Special advantageous information is available for households with a couple under 40 years old or those with children under 18. ARUHI's Flat 35 loan now offers an interest rate reduction for an initial fixed period. For example, the borrowing rate can be reduced by 0.25% per annum for the first five years. For families with three children, the reduction can be as much as 0.75% per annum for the first five years. The agency also holds free individual home loan consultation sessions, welcoming those who have been told loans are difficult by other companies, those recently changed jobs, those with existing debts, or those concerned about down payments.
