Newly Built Single-Story RC Structure Home in Okinawa City
This newly constructed single-story detached house, located in Minamomohara 4-chome, Okinawa City, offers a modern and comfortable living space with a 3LDK layout. The property features a reinforced concrete (RC) structure, ensuring durability and resilience. Key amenities include a system kitchen with a counter, propane gas, a bathroom dryer, a separate washbasin and vanity, a walk-in closet, and a video intercom system. The total building area is approximately 83.67 square meters (about 25.3 tsubo), situated on a land plot of about 177.8 square meters (about 53.8 tsubo). The property includes parking for three vehicles.
The agent, House Do Uruma Akamichi, provides extensive support services. They offer free preliminary loan screening with a wide range of local and online banks, including Okinawa Bank, Ryukyu Bank, au Jibun Bank, and Sony Bank. After screening, they create a "Bank Comparison Table" to help clients select the optimal mortgage, considering not just interest rates but also loan terms, fees, and group credit life insurance plans. Their services are free of charge, saving clients the time and hassle of visiting multiple banks. They can also introduce properties listed by other agencies or off-market listings.
Special loan information is available for households with a couple under 40 years old or those with children under 18. For these eligible buyers, there is a new system for ARUHI Flat 35 that reduces the interest rate for the initial fixed period. Details include a 0.25% annual reduction for the first five years, and for families with three children, a 3-point reduction leading to a 0.75% annual reduction for the first five years. The agency also holds free individual mortgage consultation sessions, welcoming those who have been told financing is difficult elsewhere, those recently changing jobs, or those with existing loans.