Newly Built 4LDK House in Yonabaru, Okinawa
This newly constructed detached house, scheduled for completion in February 2026, offers a spacious 4LDK layout with a total floor area of 111.78 square meters on a 123.06 square meter plot. The property features a dedicated garden, two free on-site parking spaces, and a range of modern amenities including a system kitchen, counter kitchen, shower-equipped vanity, heated toilet seat, bathroom dryer, underfloor storage, and a walk-in closet. The house is built with external insulation and includes a TV monitor intercom for security. Utilities are supplied via propane gas and sewer systems.
The agent's special notes provide detailed financial guidance for potential buyers. They encourage interested parties to freely inquire about preferred dates for viewing. A comprehensive monthly payment simulation is provided based on a loan from a regional bank for the full property price over 50 years with a zero down payment and no bonus repayments. The example assumes a fixed interest rate of 0.5% for the first five years, shifting to 1.175% from the sixth year onward, noting that actual terms depend on the applicant's age, annual income, and individual financial institution criteria. An estimated breakdown of additional costs includes: property tax (prorated for one year, under ¥100,000), title building registration (under ¥100,000), rights registration (around ¥400,000), a five-year fire insurance contract (around ¥250,000), bank fees (under 2.42% of the loan amount), agency commission (under 3% of the sale price + ¥60,000), optional work (furniture/appliances), and consolidation of existing loans (possible up to ¥5 million). The agency emphasizes they have no designated bank and will propose suitable banks and home loan plans tailored to the client's situation and desires, offering to answer various common questions about monthly payment targets, purchasing with no down payment, mortgage life insurance, bank selection, and online banks.
Located in Yonabaru Town, Okinawa Prefecture, the area offers a blend of suburban tranquility and accessibility. An interesting local fact is that Yonabaru was once a key terminal for the Yonabaru Railway, a small-scale railway that operated in the early 20th century, remnants of which are preserved at the Yonabaru Town Light Railway Yonabaru Station Exhibition Museum. The closest major tourist attraction is the scenic Naha Kokusai-dori (International Street), a bustling and famous shopping street in central Naha approximately a 20-minute drive away, known for its vibrant atmosphere, Ryukyuan souvenirs, and local cuisine.
