Newly Built Detached House in Sakamoto, Otsu City
This newly constructed detached house, located in the serene Sakamoto area of Otsu City, Shiga Prefecture, offers a modern and comfortable living space designed for long-term peace of mind. The property is part of the "Otsu City Sakamoto Phase 33" development and is now completed and ready for immediate occupancy.
According to the agent's notes, the construction is already finished. The property is conveniently located within walking distance of local schools: Sakamoto Elementary School is approximately a 10-minute walk, and Hiyoshi Junior High School is about a 24-minute walk away.
A significant financial feature highlighted by the agent is the possibility of a full loan with zero down payment. Prospective buyers are encouraged to call with any questions. A dedicated home loan advisor is available to assist. The provided loan example details a borrowing amount of 22.8 million yen at a variable annual interest rate of 0.62% over 50 years, resulting in monthly payments of 44,203 yen with no bonus payments. It is important to note that loans are subject to specific eligibility criteria, and the applicable interest rate at the time of financing may differ from the stated figures.
The house itself is a two-story wooden structure with a 3LDK layout, offering 98.40 square meters of total floor area on a 123.61 square meter plot of land. The bright, south-facing living-dining-kitchen area promotes a refreshing start to the day and features an open kitchen design that naturally fosters family interaction. The spacious layout allows for a dedicated play area for children while maintaining a comfortable, open atmosphere. The property includes two toilets (one on each floor), a bath with a relaxing tub and a window for natural light, a bathroom dryer, and a separate vanity area with ample storage. The kitchen is equipped with a triple-burner, high-power Si sensor hob, a range hood with an easy-clean filter and LED lighting, and a faucet with a built-in water purifier. Other amenities include a color monitor intercom, energy-saving water heater remotes in both the bathroom and living area, and underfloor heating and drying systems in the bathroom for year-round comfort. The exterior boasts a 10-year warranty and features a design that utilizes rainwater to help keep the facade clean.
The Sakamoto district in Otsu is a historically rich area at the foot of Mount Hiei, known for its connection to the Tendai Buddhist sect. A major landmark nearby is the UNESCO World Heritage site of Enryaku-ji Temple, one of Japan's most important monastic complexes, situated atop the mountain and accessible via cable car from Sakamoto. The property is also a short walk from Matsunobaba Station on the Keihan Ishiyama Sakamoto Line, providing convenient access to Kyoto and Osaka.
