Prime Land Plot in Uruma City, Okinawa
This substantial land plot of 879 square meters (approximately 265.89 tsubo) is located in the Toyohara district of Uruma City, Okinawa. The property is designated as farmland and is situated in an area with no specified land use zone, offering flexibility for potential development. The plot has an eastern frontage on a 5-meter-wide road and is subject to a building coverage ratio of 60% and a floor area ratio of 200%. The land rights are full ownership with no private road burden, and the handover date is negotiable.
The agent, House Do Okinawa Uechi, provides extensive support services, which are detailed in their notes. Special Notes/Remarks on Price: They can handle loan simulations including various expenses and have numerous property listings. Their website is https://okinawauechi-housedo.com/.
Detailed Agent Remarks: The agent begins by thanking visitors and emphasizes their commitment to supporting a secure and satisfying property purchase. A key service is the possibility of consolidated preliminary screening with multiple local and online banks. Local banks include Ryukyu Bank, Okinawa Bank, Rokin, Kagoshima Bank, JA, and Flat 35. Online banks include au Jibun Bank, Sony Bank, SBI Sumishin Net Bank, and Aeon Bank, with au Jibun Bank and Sony Bank accepting in-person applications. They note that loan products vary by bank in terms of borrowing amount, term, interest rate, fees, and mortgage insurance (group credit life insurance). The agent's strength is their broad network, allowing them to conduct consolidated preliminary screenings. After bank screenings, they create a "Bank Comparison Table" to help clients choose the most suitable loan, considering not just interest rates but also terms, fees, insurance plans, and bank characteristics. The agency has a certified financial planner and a former bank employee on staff to assist. They highlight that handling bank screenings on one's own is time-consuming, and they offer to manage this process at no agency fee. They can also arrange viewings for nearby properties, including those listed by other agencies. They offer free individual financial planning consultations, welcoming those who have been told loans are difficult by other companies, those newly changed jobs, those with existing debts (car loans, credit cards, etc.), those concerned about repayments, or those unsure about down payments. The agent also encourages checking their positive Google reviews and following their Instagram and TikTok accounts for property tours and unlisted properties.
The location is highly convenient for daily shopping. Lawson Uruma Toyohara store is about a 1-minute drive away, MEGA Don Quijote is approximately 2 minutes by car, and SAN-A Yosen City shopping mall is about a 4-minute drive. The area of Uruma City is part of the central region of Okinawa Island, known for its bridges connecting multiple islands. A short drive away is the iconic Kaichu Doro (Ocean Road), a breathtaking causeway that seems to float on the emerald waters, offering one of Okinawa's most famous scenic drives.
