New Build Detached House in Onna Village, Okinawa
This newly constructed detached house, located in the serene Azabu district of Onna Village, Okinawa, offers a modern living experience with a spacious 3LDK layout. The property features a total floor area of approximately 93.57 square meters (about 28.3 tsubo) and sits on a generous land plot of approximately 204.78 square meters (about 61.9 tsubo). The single-story wooden structure includes three parking spaces, a balcony of about 5 square meters, and is ready for immediate occupancy, with completion scheduled for December 16, 2025.
Key equipment and facilities include a system kitchen, counter kitchen, propane gas, bathroom dryer, vanity with shampoo sink, washlet toilet, and a monitor-equipped intercom. The construction is wood frame and other. The property is situated on a three-way corner lot with a 7.9-meter wide road on the northeast side and primary sunlight exposure from the south.
Critical agent notes regarding financing and costs have been provided. A detailed monthly payment simulation is available based on a 50-year loan from a regional bank for the full property price with a zero down payment and zero bonus payments. The simulation assumes an initial fixed interest rate of 0.65% for the first five years, changing to 1.275% from the sixth year onward. The agent cautions that this varies based on the customer's age, annual income, and each financial institution's screening criteria. An estimated breakdown of additional costs includes: property tax prorated for one year (under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), a five-year fire insurance contract (around 250,000 yen), bank fees (under 2.42% of the loan amount), agency commission (under 3% of the sale price plus 60,000 yen), optional work (furniture/appliances, etc.), and consolidation of existing loans (possible up to 5,000,000 yen). The agency emphasizes they have no designated bank and will propose banks and home loan plans tailored to the customer's situation and desires, offering to answer various questions about monthly payments, purchasing with no down payment, mortgage life insurance, bank selection, and online banks.
