Newly Built 4LDK Detached House in Tomigusuku City, Okinawa
This property is a newly constructed two-storey detached house located in the Zayasu area of Tomigusuku City, Okinawa Prefecture. It is one of seven similar units being developed on the site. The building features a wooden structure and offers a total floor area of approximately 92.72 square meters (about 28 tsubo), set on a land plot of approximately 148.15 square meters (about 44.8 tsubo). The layout is a 4LDK, comprising a 3.75-tatami Japanese-style room, three Western-style rooms of 5.2, 5.4, and 6.75 tatami, and a 15.75-tatami living, dining, and kitchen area. The property includes a balcony of approximately 6.5 square meters and parking space for three cars. The building coverage ratio is 50%, and the floor area ratio is 100%. The land is zoned as a Category 1 Low-Rise Residential Area within the urbanisation promotion area. The property faces a 5-meter-wide road to the south.
The house is equipped with a system kitchen with a counter, a water purifier, propane gas, a bathroom dryer, a washbasin with a washing function, a warm-water bidet toilet, two toilets, a gas clothes dryer, a walk-in closet, underfloor storage, and a monitor-equipped intercom. The water supply is from the public mains, and the property uses a septic tank. The nearest primary school is Zayasu Elementary School (a 6-minute walk), and the nearest junior high school is Iraha Junior High School (a 14-minute walk). The nearest bus stop is Zayasu Iriguchi, a 3-minute walk from the property, and Naha Airport is approximately 20 minutes away by car. The property is available for immediate occupancy, with the completion date scheduled for June 30, 2026.
The agent notes provide detailed information on mortgage simulations and cost breakdowns. A sample monthly payment calculation is provided based on a loan of the full property price from a regional bank over 50 years, with zero down payment, zero bonus payment, a fixed interest rate of 0.65% for the first five years, and 1.375% from the sixth year onward. This calculation is a simulation and will vary based on the customer's age, income, and the screening criteria of each financial institution. An approximate breakdown of other costs includes: fixed asset tax (pro-rated for one year, under 100,000 yen), building title registration (under 100,000 yen), rights registration (around 400,000 yen), fire insurance for a 5-year contract (around 250,000 yen), bank fees (up to 2.42% of the loan amount), and agency fees (3% of the sale price plus 60,000 yen or less). Optional construction work for furniture and appliances can be arranged, and existing loans of up to 5,000,000 yen can be consolidated into the mortgage. The agency does not have a designated bank and will propose mortgage plans tailored to the client's situation.
