Newly Built 4LDK Detached House in Tomigusuku City, Okinawa
This property is a newly constructed two-story wooden detached house located in the Zayasu area of Tomigusuku City, Okinawa Prefecture. The building is scheduled for completion on June 30, 2026, and is currently in a completed state. The house offers a spacious 4LDK layout with a total floor area of approximately 92.73 square meters (about 28.1 tsubo), situated on a land area of approximately 144.99 square meters (about 43.9 tsubo). The property includes parking for up to three cars, though the number may vary depending on the vehicle type.
The interior features a system kitchen with a counter, a water purifier, and propane gas. The home is equipped with a bathroom dryer, a washbasin with a shampoo function, a warm-water washing toilet seat, and two separate toilets. Additional amenities include a gas clothes dryer, a walk-in closet, underfloor storage, and a monitor-equipped intercom. The property is connected to the public water supply and uses a septic tank system. The balcony area is approximately 6.5 square meters (about 2 tsubo). The building coverage ratio is 50% and the floor-area ratio is 100%. The property faces a western road with a width of 5 meters, and the main light exposure is to the south.
Regarding the financial aspects, the agent notes provide a detailed simulation for monthly payments. Based on a loan from a regional bank, the calculation assumes a loan amount equal to the property price, a repayment period of 50 years, zero down payment, and zero bonus payments. The simulation uses a fixed interest rate of 0.65% for the first five years and 1.375% from the sixth year onward. The agent notes that this may vary depending on the customer's age, annual income, and the screening criteria of each financial institution. A breakdown of estimated miscellaneous expenses is also provided, including property tax (pro-rated for one year, under 100,000 yen), building registration (under 100,000 yen), right registration (around 400,000 yen), fire insurance for a five-year contract (around 250,000 yen), bank fees (up to 2.42% of the loan amount), and agency fees (3% of the sale price plus 60,000 yen or less). Optional work for furniture and appliances and the consolidation of existing loans (up to 5 million yen) are also possible. The agent company states that they do not have a designated bank and will propose loan plans tailored to the client's situation. The property is a ZEH (Net Zero Energy House) standard compliant property and is available on a first-come, first-served basis. The neighborhood context includes the Zayasu Elementary School (a 6-minute walk) and the Iraha Junior High School (a 14-minute walk). The nearest bus stop is Zayasu Iriguchi, a 3-minute walk away.
