Newly Built Detached House in Toyomi City, Okinawa
This property is a newly built, two-storey detached house located in the Zayasu area of Toyomi City, Okinawa Prefecture. The building is scheduled for completion in June 2026. It features a 4LDK layout with a total floor area of approximately 94.39 square meters (about 28.6 tsubo) on a land area of approximately 144.91 square meters (about 43.8 tsubo). The property includes parking for three cars, with the caveat that availability may vary depending on the vehicle type.
The house is equipped with a system kitchen with a counter, a water purifier, a propane gas supply, a bathroom dryer, a washbasin with a washing space, a warm-water bidet toilet, two toilets, a gas clothes dryer, a walk-in closet, underfloor storage, and a monitor-equipped intercom. The water supply is from the city's mains, and the property uses a septic tank system. The structure is wooden with other materials. The building coverage ratio is 50%, and the floor area ratio is 100%. The road frontage is approximately 5 meters to the east, with the main light exposure to the south. The balcony area is approximately 6.5 square meters.
The property is located in a city planning area designated as Category 1 Low-Rise Residential Zone. The nearest bus stop is Zayasu Iriguchi, which is a three-minute walk away. The local elementary school is Zayasu Elementary School (a six-minute walk), and the junior high school is Iraha Junior High School (a 14-minute walk). The property is being sold with ownership rights to the land.
Regarding the purchase process, the listing agent provides detailed loan simulation information. According to the notes, a monthly payment simulation based on a 50-year loan from a regional bank with a zero down payment and no bonus payments shows an initial five-year fixed interest rate of 0.65%, with a rate of 1.375% from the sixth year onward. The agents note that actual rates and conditions will vary depending on the customer's age, annual income, and the screening criteria of each financial institution. A breakdown of estimated expenses includes a property tax adjustment (under 100,000 yen), a building registration fee (under 100,000 yen), a rights registration fee (around 400,000 yen), a five-year fire insurance policy (around 250,000 yen), a bank handling fee (up to 2.42% of the loan amount), and an agency fee (up to 3% of the purchase price plus 60,000 yen). The agent also notes that optional construction (furniture, appliances) and existing loans (up to 5,000,000 yen) can be consolidated into the mortgage. The agent states they are not tied to a specific bank and can propose mortgage plans from various lenders based on the client's situation and preferences.
