Newly Built 4LDK Detached House in Tomigusuku City, Okinawa
This is a newly constructed two-story detached house located in the Zayasu area of Tomigusuku City, Okinawa Prefecture. The property offers a 4LDK layout with a total floor area of approximately 92.74 square meters (about 28.1 tsubo) on a land area of approximately 145.42 square meters (about 44 tsubo). The building is of wooden construction and is scheduled for completion on June 30, 2026.
The interior features a system kitchen with a counter, a water purifier, and propane gas cooking. Bathroom amenities include a bathroom dryer, a washbasin with a washing function, and a warm-water bidet toilet. There are two toilets in the house. Additional features include a walk-in closet, underfloor storage, a gas clothes dryer, and a monitor-equipped intercom. The property is connected to the public water supply and uses a septic tank system. Parking is available for up to three cars (depending on vehicle size).
The house is situated in a first-class low-rise residential zone within an urbanization area. It is a ZEH (Net Zero Energy House) standard-compliant property. The nearest elementary school is Zayasu Elementary School (about a 6-minute walk), and the nearest junior high school is Iraha Junior High School (about a 14-minute walk).
Regarding financing, a simulation is provided: borrowing from a regional bank, loan amount equal to the property price, loan period of 50 years, zero down payment, zero bonus payment, a fixed interest rate of 0.65% for the first 5 years, and 1.375% from the 6th year onward. This simulation varies depending on the customer's age, annual income, and the screening criteria of each financial institution. Estimated incidental expenses include: property tax (one year prorated, under 100,000 yen), building registration (under 100,000 yen), title registration (around 400,000 yen), fire insurance (5-year contract, around 250,000 yen), bank fees (up to 2.42% of the loan amount), agency fees (up to 3% of the sale price plus 60,000 yen), optional work (furniture and appliances), and the possibility to consolidate existing loans up to 5 million yen. The company has no designated bank and offers to propose mortgage plans tailored to the customer's situation and preferences.