Newly Built 4LDK Detached House in Nanjo City, Okinawa with Flexible Financing Options

This newly constructed detached house, located in the Sashiki Shinkai area of Nanjo City, Okinawa Prefecture, is available for purchase. The property features a 4LDK layout with approximately 95.64 square meters of building area on a 124.51 square meter plot. The two-story wooden structure includes a system kitchen with a counter and water purifier, a bathroom dryer, a washbasin with shampoo space, a warm-water washing toilet, and two toilets. Additional features include a walk-in closet, underfloor storage, and a monitor-equipped intercom. The property has a balcony of approximately 5 square meters and parking for two cars. Utility connections include city water and sewer, with propane gas supply.

The agent notes provide detailed information on potential financing. A simulation based on a 50-year loan from a regional bank with zero down payment and zero bonus payment shows an initial fixed interest rate of 0.65% for the first five years, followed by a rate of 1.375% from the sixth year onward. This results in a potential monthly payment starting from approximately 72,050 yen. Estimated incidental expenses include a property tax proration of under 100,000 yen, a building registration fee of under 100,000 yen, a rights registration fee of around 400,000 yen, a five-year fire insurance policy of around 250,000 yen, and a bank fee of up to 2.42% of the loan amount. A brokerage fee of 3% of the purchase price plus 60,000 yen is also noted. The company states there is no designated bank, allowing them to propose loan plans suited to the buyer's situation, and they can also incorporate existing debts of up to 5 million yen into the new loan, as well as the cost of optional furniture and appliances.