Newly Built Detached House in Tomigusuku City, Okinawa

This property is a newly constructed, two-storey detached house located in Tomigusuku City, Okinawa Prefecture. The building is made of wood and other materials, and offers a total floor area of approximately 95.22 square meters (about 28.8 tsubo). The land area is approximately 145 square meters (about 43.9 tsubo). The layout is a 4LDK, featuring one Japanese-style room (4.5 tatami mats) and three Western-style rooms (5.2, 5.2, and 8 tatami mats), plus a living, dining, and kitchen area of 15.7 tatami mats. The property has a south-facing main facade and a balcony of approximately 6.5 square meters. Parking is available for up to three cars, though the number may vary depending on the vehicle type. The property is equipped with a system kitchen with a counter, a water purifier, propane gas, a bathroom dryer, a washbasin with a shampoo function, a warm-water washing toilet, two toilets, a gas clothes dryer, a walk-in closet, underfloor storage, and a monitor-equipped intercom. The water supply is from the city's mains, and the property uses a septic system. The building coverage ratio is 50%, and the floor area ratio is 100%. The road in front of the property is 5 meters wide to the west. The property is located in a Category 1 low-rise residential zone within an urbanization promotion area. The completion date is scheduled for June 30, 2026. The property is being sold on a first-come, first-served basis. Regarding the mortgage simulation, the monthly payment is calculated at 85,874 yen based on a loan from a regional bank for the full property price over 50 years with no down payment, a fixed interest rate of 0.65% for the first five years, and 1.375% from the sixth year onward. Please note that this simulation may vary depending on the customer's age, annual income, and the screening standards of each financial institution. Estimated other costs include property tax (less than 100,000 yen), building registration (less than 100,000 yen), title registration (around 400,000 yen), fire insurance for a 5-year contract (around 250,000 yen), bank fees (up to 2.42% of the loan amount), agency fees (up to 3% of the purchase price plus 60,000 yen), optional work (furniture and appliances), and the potential to consolidate existing loans up to 5 million yen. The agency does not have a designated bank and can propose various mortgage plans based on the client's situation. The property is within a 6-minute walk to Zaami Elementary School and a 14-minute walk to Iraha Junior High School. The nearest bus stop is Zaami Iriguchi, a 3-minute walk away.