Newly Built Family Home in Tomigusuku City, Okinawa
This property is a newly constructed two-storey detached house located in the Zayasu area of Tomigusuku City, Okinawa Prefecture. The building is a wooden structure with a total floor area of approximately 96.88 square meters (about 29.3 tsubo), set on a land plot of roughly 144.93 square meters (about 43.8 tsubo). The layout is a 4LDK, featuring one Japanese-style room of 4.5 tatami mats and three Western-style rooms of 5.4, 6, and 6.5 tatami mats, along with a living-dining-kitchen area of 16.5 tatami mats. The property includes parking for four cars, and the delivery of the house is negotiable, with construction already completed. The completion date is scheduled for June 30, 2026.
The home is equipped with a system kitchen, a counter kitchen, a water purifier, propane gas, a bathroom dryer, a washbasin with a washing area, a warm-water bidet toilet, two toilets, a gas clothes dryer, a walk-in closet, underfloor storage, a monitor-equipped intercom, city water, and a septic tank. The building coverage ratio is 60%, and the floor area ratio is 100%. The property faces a 5-meter-wide road to the east, with the main lighting direction to the south. The balcony area is approximately 6.5 square meters.
Regarding the purchase, a simulation for monthly payments is provided, assuming a loan from a regional bank for the full property price over 50 years with no down payment and no bonus payments. The initial five-year fixed interest rate is 0.65%, with a rate of 1.375% from the sixth year onward. It is noted that this simulation varies based on the customer's age, annual income, and the screening standards of each financial institution. An estimated breakdown of other expenses includes a prorated portion of the first year's property tax, building registration fees, rights registration fees, a five-year fire insurance contract, bank fees, and a brokerage fee. The company handling the sale states it has no designated bank and will propose mortgage plans tailored to the customer's situation, including options for consolidating existing loans up to 5 million yen and incorporating optional work for furniture and appliances into the loan.
